Saneeb Khan, WFM Planner at Arise Virtual Solutions and ex-Deloitte USI, raises a shocking complaint against HDFC Bank Baramulla Branch (IFSC: HDFC0002904). Despite repeated visits and multiple written applications since May 2025, his debit freeze issue remains unresolved. His salary has been stuck for 4 months, SIPs lost, UPI & Netbanking blocked. Case No: 79817253 ignored. This article details his struggle, highlights HDFC Bank’s service failure, and explains how Choice4Voice.com helps customers raise their voices against negligence by companies.
Note: If this issue is resolved, the concerned brand or the complainant may contact us at support@choice4voice.com. After proper verification, we will either update this article as “Resolved” or delete it, ensuring fairness to both parties.
Complaint Summary Table : HDFC Bank Complaint – Saneeb Khan Exposes 4-Month Negligence at Baramulla Branch
| Complaint Details | Information |
|---|---|
| Customer Name | Saneeb Khan |
| Profession | WFM Planner @ Arise Virtual Solutions, Ex-Deloitte USI |
| Bank Involved | HDFC Bank |
| Branch | HDFC Bank, Baramulla (IFSC: HDFC0002904) |
| Issue | Debit freeze not lifted despite multiple visits & applications |
| Case No. | 79817253 |
| Duration | 4 months (since May 2025) |
| Problems Faced | Salary stuck, SIPs lost, UPI & Netbanking blocked, auto-payments failed |
| Branch Response | System errors, repeated application requests, no resolution |
Full Complaint Details
Saneeb Khan, a working professional and WFM Planner at Arise Virtual Solutions, faced an alarming issue with HDFC Bank’s Baramulla Branch (IFSC: HDFC0002904).
In May 2025, he placed a temporary debit freeze on his account due to suspected fraudulent activity. However, when he visited the bank to lift the freeze after three days, the nightmare began.
Key Issues Reported:
- System not working – repeated excuses from branch staff.
- Applications written 3–4 times but no progress.
- Service Request (SR) raised but not resolved.
- Debit Card PIN ordered but never delivered to the branch.
Despite lodging a formal complaint under Case No: 79817253, there has been no follow-up or solution from either the branch or central customer care.
Impact on the Customer
Due to HDFC Bank’s negligence, Saneeb Khan has faced severe consequences:
- ❌ Salary stuck in HDFC for 4 months.
- ❌ All SIPs and investments disrupted.
- ❌ UPI & Netbanking services blocked.
- ❌ Subscriptions & auto-payments cancelled.
This incident highlights serious service lapses at one of India’s largest private sector banks. Customers rely on banks to safeguard their money, but in this case, trust has been broken.
HDFC Bank – The Company Involved
HDFC Bank, India’s leading private sector bank, is known for its strong digital presence and wide branch network. However, repeated customer complaints regarding branch inefficiency, unresolved service requests, and customer care failures are causing concern.
The Baramulla Branch (IFSC: HDFC0002904) has come under scrutiny for delayed resolutions and lack of accountability, as highlighted in this case.
Choice4Voice.com – Empowering Customers
At Choice4Voice.com, we strongly believe that no customer should suffer silently due to negligence by banks, brands, or companies.
Our mission is to provide a platform where consumers like Saneeb Khan can raise their complaints and gain visibility. By publishing genuine cases, we put pressure on companies to act responsibly and deliver justice.
👉 If you have faced similar negligence from HDFC Bank or any other company, submit your complaint on Choice4Voice.com today and make your voice heard.
About the Author
Complainant: Saneeb Khan
- Profession: WFM Planner at Arise Virtual Solutions
- Previous Experience: Ex-Deloitte USI
- Location: Baramulla, Jammu & Kashmir
- Complaint Filed Against: HDFC Bank, Baramulla Branch (IFSC: HDFC0002904)
Saneeb Khan is a corporate professional who never expected to face such prolonged negligence from India’s largest private sector bank. By sharing his experience, he hopes to create awareness and push for accountability.
Most Searched Questions & Answers
Q1. Why is my HDFC Bank account frozen?
HDFC accounts can be frozen due to suspected fraud, overdue loans, or compliance reasons. Customers must visit the branch or raise an SR to resolve it.
Q2. How do I unfreeze my HDFC debit card?
Submit a written application at your branch and request debit activation. However, as seen in this case, delays may occur.
Q3. What happens if my salary is stuck in a frozen account?
The funds remain with the bank until the freeze is lifted. Customers cannot access or transfer the money.
Q4. Can HDFC Bank delay resolution for months?
Ideally, no. RBI guidelines require timely resolution of banking complaints, but customer cases show significant delays in practice.
Q5. What is the IFSC code of HDFC Bank Baramulla?
The IFSC code is HDFC0002904.
Q6. Can I file a complaint against HDFC Bank online?
Yes, complaints can be raised through HDFC’s official portal, RBI Banking Ombudsman, or consumer advocacy sites like Choice4Voice.com.
Q7. What is HDFC Case No: 79817253?
This is the complaint reference number raised by Saneeb Khan regarding his unresolved issue.
Q8. How long does HDFC take to resolve complaints?
Generally 7–10 working days, but unresolved cases highlight severe service inefficiencies.
Q9. Can RBI take action against HDFC Bank?
Yes, if escalated, RBI can impose penalties or order corrective measures.
Q10. How can Choice4Voice.com help in such cases?
Choice4Voice.com publishes verified complaints to pressure companies publicly and help customers gain faster resolutions.
Choice4Voice.com Is Here to Help You
If you are facing a similar issue and would like our support in highlighting your concern, we are here to assist.
Simply write a LinkedIn post and tag our official page Choice4Voice.com
Submit your complaint directly : https://choice4voice.com/submit-your-complaint/
Our team will review and feature your case on our website to ensure it gets the attention it deserves.
