Amity University student Ishant Khurana raises a serious complaint against HDFC Bank branch HDFC0008792 for cheque clearance delay after opening a new account. Choice4Voice.com brings you the full story, consumer rights, and how you can raise your voice.
Complaint Summary Table : Ishant Khurana Complaint Against HDFC Bank Branch HDFC0008792 | Choice4Voice.com Highlights Banking Negligence
| Detail | Information |
|---|---|
| Complainant Name | Ishant Khurana |
| Profile | Student at Amity University |
| Bank Involved | HDFC Bank |
| Branch Code | HDFC0008792 |
| Date of Account Opening | 1st August 2025 |
| Nature of Complaint | Cheque clearance delay despite correction |
| Issue Reported Since | Over two weeks |
| Customer Expectation | Timely cheque clearance and transparent communication |
| Source of Complaint | LinkedIn Post by Ishant Khurana |
Author of Complaint: Ishant Khurana
The complaint has been raised by Ishant Khurana, a student at Amity University, who recently opened a new savings account with HDFC Bank branch HDFC0008792.
Ishant shared his experience on LinkedIn, highlighting how his cheque was initially returned due to a signature mismatch a genuine mistake he corrected immediately by submitting a fresh cheque. Shockingly, even after two weeks, the bank failed to process it or provide any update.
📌 Read Original Post Here: LinkedIn Complaint by Ishant Khurana
Brand Involved: HDFC Bank
HDFC Bank, one of India’s leading private banks, has built its reputation on fast, digital-first services. However, repeated consumer complaints highlight a growing gap between promises and on-ground execution.
In Ishant’s case, the branch HDFC0008792 failed to clear a simple cheque even after correction, showing negligence and lack of accountability. Such delays create distrust among new customers, especially students, who expect seamless onboarding.
This raises key concerns:
- Are HDFC Bank branches ignoring RBI’s timelines for cheque clearance?
- Is customer service being neglected despite being a priority for the bank’s branding?
- Do such lapses reflect systematic inefficiencies in India’s top private banks?
Detailed Complaint Write-Up
When Ishant opened a savings account at HDFC Bank on 1st August 2025, he deposited a cheque as the initial funding. The cheque was returned due to a signature mismatch, which Ishant immediately corrected by resubmitting a new cheque.
However, even after two weeks, the cheque had not been sent for clearance. Despite multiple follow-ups, Ishant received no communication, no explanation, and no resolution from the branch.
For a new customer, such treatment is both disappointing and unacceptable. Customers should not have to chase a bank for services that are basic and mandatory under RBI norms.
Choice4Voice.com – Giving Voice to Consumers
At Choice4Voice.com, we strongly believe that every customer deserves to be heard. We work to highlight genuine consumer complaints, ensuring they reach the right authorities and companies.
Here’s how we operate:
- Customers submit complaints through our official complaint form.
- Our team verifies the authenticity.
- Genuine cases are published on Choice4Voice.com and shared on LinkedIn to build pressure on companies.
- We ensure that brands cannot ignore the consumer’s voice.
📌 Submit Your Complaint Here: https://choice4voice.com/submit-your-complaint/
Alternatively, you can tag our official LinkedIn page while posting your complaint, and our team will review it.
By using Choice4Voice.com, your case gets the visibility it deserves just like Ishant’s complaint against HDFC Bank.
Why This Case Matters for Consumers
- Delays damage trust: A new account holder should not wait weeks for cheque clearance.
- Negligence hurts customers: Banking delays can impact payments, student expenses, and credibility.
- Consumer rights ignored: As per RBI, cheque clearance must be completed in a fixed timeline.
If such issues are not highlighted, customers risk being silenced while banks continue unchecked.
Consumer Q&A on HDFC Bank Cheque Clearance Issues
Q1: How many days does HDFC Bank take to clear a cheque?
A: Normally, cheque clearance takes 2–3 business days, but Ishant faced an unusual two-week delay.
Q2: Can a bank delay cheque processing indefinitely?
A: No, under RBI rules, undue delay is not permissible.
Q3: What should I do if HDFC Bank does not clear my cheque?
A: First escalate to the branch manager, then the nodal officer, and finally the Banking Ombudsman.
Q4: How to file an online complaint against HDFC Bank?
A: Use the official HDFC complaint portal available on their website.
Q5: What is the role of the RBI Banking Ombudsman?
A: To resolve customer grievances when banks fail to provide redressal.
Q6: Can I get compensation for delayed cheque clearance?
A: Yes, if the delay caused financial or reputational damage.
Q7: Does a cheque bounce affect account opening?
A: No, but repeated cheque bounces can impact trust.
Q8: What is the branch code HDFC0008792 known for?
A: It is the branch linked to Ishant Khurana’s complaint about cheque clearance delay.
Q9: Is HDFC Bank student-friendly for savings accounts?
A: Experiences vary; Ishant’s case highlights serious service lapses.
Q10: Can I close my HDFC Bank account if dissatisfied?
A: Yes, customers can close accounts anytime with written request.
Q11: How long can a bank legally hold a cheque?
A: RBI mandates clearance within 7 days (local) or 14 days (outstation).
Q12: Does cheque delay affect my credit score?
A: No, unless it leads to unpaid dues.
Q13: How to escalate HDFC Bank complaints on LinkedIn?
A: Tag HDFC Bank’s official page and use platforms like Choice4Voice.com.
Q14: What customer care email can I use for HDFC complaints?
A: Write to support@hdfcbank.com.
Q15: What are the most common HDFC Bank complaints?
A: Cheque delays, hidden charges, poor customer service, and loan collection harassment.
Q16: Can a student demand faster cheque clearance?
A: Yes, since RBI timelines apply to all customers equally.
Q17: How to safeguard myself from cheque clearance issues?
A: Always keep acknowledgment slips and escalate quickly if delayed.
Q18: What happens if HDFC Bank ignores my complaint?
A: You can escalate to the RBI Ombudsman directly.
Q19: Is it safe to deposit cheques in HDFC Bank?
A: Yes, but delays in rare cases (like Ishant’s) can cause inconvenience.
Q20: Why should customers highlight such cases publicly?
A: Public pressure ensures accountability and pushes banks to act swiftly.
Conclusion
The case of Ishant Khurana vs HDFC Bank Branch HDFC0008792 is more than just a cheque delay it represents the growing frustration of consumers who feel ignored by top financial institutions.
Choice4Voice.com stands committed to amplifying such voices, ensuring no consumer complaint goes unheard.
📌 Submit your complaint today: https://choice4voice.com/submit-your-complaint/
